Novac Tech

Future-proof your Lending Enterprise with ZIVA®

ZIVA® is a digital lending solution with a comprehensive suite of modules designed to meet the requirements of lending businesses of all sizes across various spectrums. It manages the entire loan lifecycle, from inquiry to contract closure, on a single change-ready platform.

NBFC

HFC

Retail Lenders

Future-proof your <span>Lending Enterprise with ZIVA®</span>

How ZIVA®'s Loan Origination System Can Streamline Your Lending Process

Loan Origination
Borrowers can apply for loans through online applications through which the data capture process will be initiated.
Loan Application
Consent will be initiated for credit score generation with various details of the borrowers, such as ID, address proof, income statements, etc.
Underwriting
The lead is then approved through the submitted application form, and the attached documents are sanctioned both online and offline.
Loan Decision
The field officers investigate the validation of the documents and the application to advance the loan decision process.
Agreement Signing
After the application and the attached documents are approved through their credit approval matrix and business rule engine, ruling out any credit risk.
Disbursement of Funds
The funds are successfully disbursed to the applicant's bank account or to a bank-affiliated third-party vendor.

Explore Seamless Lending with mZIVA® - Mobile App

mZIVA® is a B2B and B2C lending mobile application that streamlines the lending origination for customers, field officers, and customer support technicians. mZIVA® ensures seamless access to your lending process anytime and anywhere.

Explore Seamless <span> Lending with mZIVA® </span> - Mobile App

Ready to transform your Loan Origination Process?

What makes ZIVA® stand out?

Dynamic Workflow Engine
Reporting and business analytics
All in one Dashboard
Automated processes
Compliance with Regulatory requirements

Journeying Together

Discover our varied client base, showcasing our prowess in delivering customized products & solutions across industries. Experience excellence in every partnership.