Future-proof your Lending Enterprise with ZIVA®
ZIVA® is a digital lending solution with a comprehensive suite of modules designed to meet the requirements of lending businesses of all sizes across various spectrums. It manages the entire loan lifecycle, from inquiry to contract closure, on a single change-ready platform.

NBFC

HFC

Retail Lenders

Key Modules of ZIVA®'s Loan Management System
Loan Origination
ZIVA®'s loan origination module is an advanced workflow system built on microservices architecture. It is fully automated, parameterized, and powered by a business rule engine.
Loan Servicing
This module contains the requests for Tenure/Due Date change, part prepayment, loan closure, and recovery management functionalities. It also allows loan services to manage risk, provide better customer service, and address default management challenges.
Product Management
The product management module enables the rapid launch of new products across the lending company based on business norms. It also contains segment-specific offerings and multilevel pricing flexibility.
Collection Management
This module facilitates collecting monthly repayments, generating statements of accounts, following up on delinquencies, and maintaining records of payments and balances.
Explore Seamless Lending with mZIVA® - Mobile App
mZIVA® is a B2B and B2C lending mobile application that streamlines lending management for customers, field officers, and customer support technicians. mZIVA® ensures seamless access to your lending process anytime and anywhere.

Ready to transform your Loan Management Process?
What makes ZIVA® stand out?
- Digitized data collection
- Credit Risk Analysis and Management
- Loan Underwriting
- Reporting and Analytics
- Document Management

Journeying Together
Discover our varied client base, showcasing our prowess in delivering customized products & solutions across industries. Experience excellence in every partnership.
Designed for Diverse Loan Products
- Vehicle loan
- Trade Advance
- Two-wheeler loan
- Housing loan
- Equipment Finance
- Loan Against property
- Jewel loan
- SME Loan
- Consumer durables
- Top-up loan
- Business Loan
- Personal loan
Take your business to the next level with our game-changing Loan Management System.
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